American Express

I pay cash! Why a right to use legal tender creates a policy and electoral burn

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Insights and analysis

I pay cash! Why a right to use legal tender creates a policy and electoral burn

Communications & Technology

A universal service obligation for banks to provide cash? Why not? Banks need to learn a lock-in is not the same as utility. Just ask Apple.

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New online payment fraud numbers point to growing regulatory failure

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Insights and analysis

New online payment fraud numbers point to growing regulatory failure

By Julian Bajkowski

Economy & Industry

Card fraud numbers explode again despite online fraud crackdowns. So why is there a policy that still lets banks offload their big losses?

Rampant real-time bank-transaction fraud attracts a liability flip

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Insights and analysis

Rampant real-time bank-transaction fraud attracts a liability flip

By Julian Bajkowski

Communications & Technology

Real-time payments were meant to solve a bunch of issues. Now not so much. So, after three decades of immediacy, how do you slow things down?

NSW Treasury banking overhaul shakes Big Four to core

NSW Treasury banking overhaul shakes Big Four to core

By Julian Bajkowski

Features

Treasurer Dominic Perrottet is making major banks and credit card schemes compete against Fintechs and disruptors for state business.